FAQ - XLYOURFINANCES

How often are there upgrades?
Upgrades are not on any set schedule. As feedback is received about the automated spreadsheets I work on improving the programs. If a newer version is released you will receive an e-mail with a link to download the latest version along with instructions on how to transfer your data to the newest version.

Once I purchase the spreadsheet, am I permitted to share it with my friends and family?
No. While it is intended that users of this spreadsheet make backup copies to prevent data loss and/or to archive data, making copies of this spreadsheet for purposes of distributing to other individuals and/or businesses (whether for profit or for free) is strictly prohibited. Please refer to the terms agreement for more details on the terms of use.

How many years can I store in the spreadsheet?
The number of years you store are only limited by the number of rows in Excel and how many transactions you have per year. There are over a million rows in Excel. So the short answer is 'virtually unlimited'.

I’m not very comfortable with accessing my credit card transactions on-line, is it easy to enter them manually into this spreadsheet?
Although it is convenient to download from your bank and credit card companies using ‘.csv’ format or to just copy and paste right off of Internet Explorer. It is also quick and easy to just enter your transactions manually into the Entry Screen and post them.

Is it legal to be selling a Microsoft Excel* spreadsheet?
From Microsoft’s website:
"Yes. The spreadsheet or database must be created using a legitimate, licensed copy of a Microsoft product that is designed to create spreadsheets and databases. It must be used by other people who own a legitimate, licensed copy of that Microsoft product."

Why should I use your workbook vs. just Mint or Quickbooks?
My short answer is, use them both! Mint is a great way to collect all of your information using just one login, however, many Mint users still like to download their transactions into Excel. This can be for a variety of reasons. One reason is that some major credit card companies, local banks and credit unions are not 'signed up' with Mint and as a result, in order to get all of you transactions in one place, they download mint along with the other sources into Excel.

One of the XLYourFinance users told me they kept their Mint account because it did such a nice job of gathering their information from all of their credit cards and bank accounts which they then exported to Excel and posted into their xlyourfinances workbook. As a result of this, we have created a "Mint" button on the import screen. This takes the mint downloaded transactions and puts them into the xlyourfinances format with one click.

Quickbooks is accounting software whose main focus is small business. If you have a small business, it is absolutely necessary for you to have accounting software designed for your business needs. However, anyone who tries to manage their personal finances using accounting software realizes it can be confusing to use and take you through unnecessary steps trying to manage common issues related to personal finance because it is designed for business.

xlyourfinances workbook is unique because it is designed for one purpose...personal finance.

Why Did you create this Workbook and Website? My career has consisted of taking complex business finances and simplifying and summarizing so better business decisions can be made. I wanted to take that concept and apply it to personal finance. By simplifying the process to track and summarize your income and spending and the development of a budget and personal financial statement, I truly believe you will be led to make better financial decisions that will benefit you and your family.

Who Created The Workbook and This Website?
My name is Brad and I have been an Auditor, Analyst, Accounting Manager, Systems Manager, Controller, Board Vice President, Director of Finance and CFO over the past 19 years of work and volunteer experience. I have spent thousands of hours in excel and have developed advanced Excel techniques to save time and simplify complex problems. The xlyourfinances spreadsheet is the result of years of development and testing and is being used all over the world.

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Notice:
The XLYourFinances spreadsheet is protected by copyright laws. Breaking into the spreadsheet’s macros or breaching its password protection not only makes guarantees of the spreadsheet’s usability and support for the spreadsheet null, but is also considered a copyright infringement, as the methodologies and techniques utilized are proprietary and owned by XLYourFinances, LLC.

* Excel is a trademark of the Microsoft Corporation. Xlyourfinances.com is selling an Excel spreadsheet, not the Excel software. You must have Excel 2010 or newer to use the spreadsheet.

frequently asked questions